We’re not all perfect savers. Actually, we’re for the most part the opposites and no other time of the year makes it more obvious than the last 3 months. Here’s how to not get financially ruined at Christmas. Roman Leblanc  How to pull holiday money together quickly —...

Many of us have our jobs as the main source of income. It then follows that to achieve early financial independence one ought to maximize the amount of money they can make at their job while they are still in employment. The extra money earned should be prudently...